Tips For Buyers

Selecting the Right Property

Approach the Home Buying Process Objectively

  • There is no perfect house. Use the 85% rule
  • The good ones will go quickly
  • Avoid second-guessing syndrome, commonly known as "Buyers Remorse"

After Viewing Properties, Ask (3) Important Questions:

  • What did I like about the property?
  • What, if anything, would I want or need to change?
  • If the price were right, could I see myself owning this property? If yes, what is the right price?

Remember: You have (3) Safety Nets:

  • Your judgment as an educated and informed buyer
  • The customized market analysis of similar home
  • The option of an appraisal rider

The "Dont's" Every Homebuyer Should Know

Don't wait for the perfect house - there isn't one. Compromise and prioritizing options are necessary elements in home purchasing

Don't Buy before you do some comparison shopping - especially if you're new to the area!

Don’t write an unrealistic offer or you will simply be helping someone else’s offer look good (e.g. too low of a price or too many contingencies).

Don’t feel a need to negotiate a property that is new on the market, priced right and popular. The good ones often go quickly and at full or close to full price.

Don’t be afraid to write an offer above or below the asking price. Offer what it is worth to YOU.

Don’t work with more than one agent. Find one you like and stick with them. If you make a bad choice, change but stick with the new one.

Don’t wait for the perfect conditions to buy. The best time to buy is when you have found the right home.

Don’t wait for the perfect conditions to buy. The best time to buy is when you have found the right home.

Don’t wait until after you find a house to be qualified for a loan. Do it up-front!

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Make Your Offer Look Great!


Have evidence of a loan approval or cash. A pre-approval letter from a lender is best.


Put down enough to make your offer look attractive to the seller.


Offer a realistic price for the property that you think the seller might accept.


Be careful not to include too many terms, conditions, and contingencies that might make your offer less desirable to the seller. Only include those that you really want.


Create a brief summary of the strong features of both yourself and your offer.


Do not change jobs, become self-employed or quit your job.

Do not buy a car, truck, or van (or you may be living in it!)

Do not use credit cards excessively or let current accounts fall behind.

Do not spend money you have set aside for closing.

Do not omit debts or liabilities from your loan application.

Do not buy furniture prior to closing.

Do not originate any inquiries into your credit.

Do not make large deposits without checking with your loan officer.

Do not change bank accounts.

Do not co-sign a loan for anyone.

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